Better data, better insights,
better decisions.
Maximise the growth potential of your credit bureau and data-sharing arrangements.
A boutique advisory helping credit bureaux and data-sharing schemes commercialise their data assets.
A focused credit bureau and data commercialisation consultancy.
Nangara Consulting is a credit bureau and data commercialisation consultancy. Engagements are hands-on and outcome-oriented, sized to move the needle on revenue, product or operating leverage within a defined horizon.
- 01
Data network coverage expansion
Broaden contribution and consumption across segments. Make it easy to join, easy to use and clearly worth winning, with the commercial, contractual and technical scaffolding to sustain network growth.
- 02
Product innovation and design
Analytics-led product development that starts from simple, high-value problems to solve. Prototype, pilot and launch decision products customers actually adopt.
- 03
Organic growth
Ansoff-style growth planning across existing and new markets: sharper commercial practices, yield and pricing strategies, and transformation roadmaps that prioritise customer interactions across all CVP aspects.
- 04
Inorganic growth
M&A strategy, target identification, valuation, due diligence and post-deal integration. Capital efficiency and synergies realisation approaches.
- 05
Score development, decisioning and GTM
Sharpen end-customer onboarding, unlock profitable growth and accelerate speed to decision. End-to-end score and decisioning programs across models and attributes, data studies, product development, packaging and distribution into the channels that drive adoption.
Angus Luffman
Founder & Managing Principal
A senior operator with more than two decades running credit bureaux and data commercialisation programs across Australia and New Zealand, building new products, repositioning franchises, and translating complexity into disciplined execution.
Angus has led credit bureaux, launched consumer and B2B data products, and taken businesses through takeover defence, private equity transactions and rebrand. Today he advises boards, executive teams and founders on where information creates value, and how AI is reshaping the economics of the sector.
LinkedIn profile →Where we've moved the needle.
Transforming credit bureau data and product infrastructure
Modernising core data assets, decision platforms and delivery models to unlock new revenue and materially improve customer experience.
Building new data-sharing arrangements
Structuring commercial, contractual and technical frameworks that bring new contributors and consumers into shared data ecosystems.
Creating new product categories
Taking novel data propositions from concept to market, from consumer scores to B2B decisioning products in adjacent verticals.
Analytics-led innovation
Using analytics and AI as the starting point for product design, so insight, not process, defines the customer value proposition.
Let's talk about the value inside your data.
Share a little context and we'll set up a time to explore whether there's a fit.
- angusluffman@nangaraconsulting.com→
- Mobile
- +61 421 324 527→
- linkedin.com/in/angusluffman→
- Location
- Sydney, Australia