Practice

Credit bureau advisory.

Nangara Consulting advises credit bureaux, lenders and data-sharing schemes across Australia and New Zealand on how to modernise bureau data, decisioning and commercial models, and turn compliance obligations into competitive advantage.

Engagements are led personally by Angus Luffman, former Managing Director of Equifax New Zealand and General Manager Consumer Risk at Equifax Australia, with more than two decades running credit bureaux and comprehensive credit reporting programs. He works with a small number of clients at a time, in interim and fractional roles as well as on defined projects, so the person you meet is the person doing the work.

Where we help credit bureaux move the needle.

01

Bureau modernisation

Modernise core data assets, decisioning platforms and delivery models to unlock new revenue and materially improve customer experience.

02

Comprehensive credit reporting

Design and evolve CCR contribution, consumption and product frameworks that make participation easy, valuable and durable for lenders and consumers alike.

03

Data-sharing arrangements

Structure the commercial, contractual and technical scaffolding that brings new contributors and consumers into shared data ecosystems.

04

Score development and decisioning

End-to-end score and decisioning programs across models, attributes, data studies, packaging and distribution into the channels that drive adoption.

Ready to discuss your bureau?

Share a little context and we'll set up a time to explore whether there's a fit.

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